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EARN COMISSION
FROM REFERRALS

EASY BUY TERMS

EASY BUY TERMS

The Easy Buy Terms is a deferred payment arrangement for buying Thailand property.

In these difficult economic times during which foreign buyers have less equity and financing is problematic, a deferred payment arrangement can ease the sale. Further, after a period during which the Thai Baht has appreciated against most foreign currencies, a deferred payment schedule allows the buyer to make payments later when it is expected that exchange rates will be more favourable.

Only property which has the EASY BUY TERMS next to it is eligible for this scheme and the seller has agreed to accept deferred payments. Please note all transactions are negotiable with the seller.

Attention Buyers

We now offer extended payment terms to buyers

  • Move in now! Immediate occupancy (on signing sales & purchase agreement)
  • Advantage to buyer of taking possession on payment of only 50% and giving time to come up with remaining 50% or when exchange rates become more favourable in the future.
  • Easy and affordable interest payment terms
  • Pay only 50% down of purchase price and remainder over 1 to 3 years
  • Interest free 1st year provided buyer pays in full at end of 12 months
  • Fixed interest rates
  • Fixed low monthly interest payments over 24,36 months and balloon payment of remaining 50% at end of term.
  • Flexibility to pay early with no penalties and reduced interest charges payable
  • Lawyer safeguards and retains title deed until paid in full
  • Contracts and extended payments arranged with International lawyer for security to both parties
  • A WIN, WIN situation

Example Costs

Pay 50% of purchase price, reservation and admin fee and decide on repayment over 1,2,3 years based on payments below.

Subject to acceptance by seller who may wish to vary term and negotiate these terms.

Admin and setup fee 20,000  
Reservation deposit 100,000 (non-refundable deposit)
Lawyer fees Shared between buyer and seller
Repayment 1 year 0% interest (conditional on full repayment at year end, see (*) note below)
  2 years 7% interest (pay 24 monthly interest payments)
  3 year 8% interest (pay 36 monthly interest payments)
Payment 50% of purchase price (on signing sales and purchase agreement)
Payment 50% less reservation deposit (balloon payment at end of agreed term)

(*) Note: Any default on full repayment in 1 year repayment schedule interest is chargeable for 12 months @6%

Repayment Interest Figures

Purchase
Price
Loan
Amount
Interest
Rate
Term Monthly
Payment
Total
Interest
5,000,000 2,500,000 0% 1 year 0 0
    7% 2 years 14,583 175,000
    8% 3 years 16,667 200,000
 
6,000,000 3,000,000 0% 1 year 0 0
    7% 2 years 17,500 210,000
    8% 3 years 20,000 240,000
 
7,000,000 3,500,000 0% 1 year 0 0
    7% 2 years 20,417 245,000
    8% 3 years 23,333 280,000
 
8,000,000 4,000,000 0% 1 year 0 0
    7% 2 years 23,333 280,000
    8% 3 years 26,667 320,000
 
9,000,000 4,500,000 0% 1 year 0 0
    7% 2 years 26,250 315,000
    8% 3 years 30,000 360,000
 
10,000,000 5,000,000 0% 1 year 0 0
    7% 2 years 29,167 350,000
    8% 3 years 33,333 400,000
 
12,000,000 6,000,000 0% 1 year 0 0
    7% 2 years 35,000 420,000
    8% 3 years 40,000 480,000
 
14,000,000 7,000,000 0% 1 year 0 0
    7% 2 years 40,833 490,000
    8% 3 years 46,667 560,000
 
16,000,000 8,000,000 0% 1 year 0 0
    7% 2 years 46,667 560,000
    8% 3 years 53,333 640,000
 
18,000,000 9,000,000 0% 1 year 0 0
    7% 2 years 52,500 630,000
    8% 3 years 60,000 720,000
 
20,000,000 10,000,000 0% 1 year 0 0
    7% 2 years 58,333 700,000
    8% 3 years 66,667 800,000
 
22,000,000 11,000,000 0% 1 year 0 0
    7% 2 years 64,167 770,000
    8% 3 years 73,333 880,000
 
24,000,000 12,000,000 0% 1 year 0 0
    7% 2 years 70,000 840,000
    8% 3 years 80,000 960,000
 
26,000,000 13,000,000 0% 1 year 0 0
    7% 2 years 75,833 910,000
    8% 3 years 86,667 1,040,000
 
28,000,000 14,000,000 0% 1 year 0 0
    7% 2 years 81,667 980,000
    8% 3 years 93,333 1,120,000
 
30,000,000 15,000,000 0% 1 year 0 0
    7% 2 years 87,500 2,100,000
    8% 3 years 100,000 3,600,000
 

If you wish to participate in this scheme please identify the reference of the properties and send us an email to easybuy@siamrealestate.com and advise the following:

  • When you are visiting Phuket
  • When you wish to buy
  • Telephone contacts
  • Finance available